Insurance Home/Auto/Boat/Motorcycle/RV/ATV/Condo/Renters/Landlord/Umbrella/Life/Retirement and Inves in McMullen County, Texas

Are you insured enough to protect your family and your assets?
Texas families, You work hard to provide a good life for your family. You bought a home, cars, built a nest egg and are saving for retirement, then, the unthinkable happens.

Just one at fault accident can cause your family to loose everything that you have worked all these years to build.
Some insurance companies, in order to obtain your business, will allow you to chose the minimum required liability coverage for the state of Texas which is $30,000 per person/$60,000 per occurrence, without explaining to you what that coverage actually does.
I am here to explain any and all coverages and your options to you, and allow you to make an educated decision regarding what is the best insurance products for you and your family.
One thing that you must know is what Liability Insurance does.
Liability insurance covers:
The cost of Medical Treatment, Property Damage, lost current and future wages for the other party and the cost to retain and utilize an attorney for your defense.
With the rising cost of Medical and the cost of retaining and utilizing an attorney, not to mention the property damage and lost wages current and future, you can quickly go through those lower liability limits and still have a sizable balance due.
Where does that balance come from?
Well, in an at fault accident, it comes from the person at fault, in this case, it comes from you.
Do you have $550,000-$750,000 laying around the house ready to pay out if need be for one accident?
Most people do not, and if they did, they usually did not plan this as the intended use for these funds that they worked so hard to save.

If you do not have the money readily available to pay the difference of your liability coverages and the fees associated with the accident, then, you start to see a real problem.
Those fees can eat away at any nest egg you have saved, devour your 401K and or profit sharing, it can even require you to sell your home, autos, boats, jewelry and other assets to cover expenses.
It can cause you to cancel your plans to retire in 1-2 years and require you to continue working on it to your 70's and beyond.
I don't mean to scare you, but this happens, and it happens a lot to good, hard working people trying to take care of their family who have not been advised of the dangers of having too little liability coverage.

Just one at fault accident, can cause your entire live to change drastically and basically overnight.

Call me today to get a free consultation.
Let me help you better protect your family and your assets in the event that the unthinkable happens.
Great rates with the right coverage.

Sleep better tonight, call me today.

Michelle M. Mohrle
Licensed Professional Insurance Agent
Allstate
469-285-2518
[email protected]